Hurricane & Property Damage Claims
When your home or business is damaged, you expect your insurance company to honor the policy you paid for. Unfortunately, many Louisiana property owners discover that valid claims are delayed, underpaid, or wrongfully denied.
Courcelle Stansbury Dupuy, LLC represents homeowners and businesses throughout Louisiana in hurricane, catastrophic storm, and everyday property damage insurance disputes. Following the devastation of Hurricane Ida, our firm successfully represented hundreds of property owners in claims against their insurance carriers, recovering millions of dollars to help families and businesses rebuild. The same disciplined strategy and litigation readiness we applied to those catastrophic losses guide our handling of routine homeowners claims that insurance companies fail to properly evaluate or pay.
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Industry Insider Perspective
What distinguishes our firm is firsthand industry knowledge. Before practicing law, Bernie Dupuy worked as a catastrophic claims adjuster. He understands how insurance companies evaluate losses, prepare estimates, apply depreciation, interpret exclusions, and internally review claim files. He knows how damage is documented — and where it is often minimized.
That insider perspective allows our firm to identify underpayment, misclassification of damage, improper depreciation, incomplete scope assessments, and bad faith conduct. We prepare every property damage case with the expectation that it may proceed to litigation, ensuring insurance companies take claims seriously from the outset.
We Handle Property Damage Claims Involving:
- Hurricane and named storm damage
- Wind and wind-driven rain losses
- Roof damage disputes
- Hail damage
- Water damage from plumbing failures or sudden leaks
- Fire and smoke damage
- Mold disputes related to covered losses
- Flood-related property disputes (where coverage applies)
- Business interruption claims
- Commercial property losses
- Claim denials and underpayment disputes
- Insurance bad faith practices
Property damage is not limited to major storms. Burst pipes, electrical fires, roof failures, and sudden structural damage can be just as financially devastating. Insurance policies are complex contracts drafted by insurers, and carriers are well-funded and well-prepared. Property owners deserve equally prepared and strategic representation.
If your property damage claim has been delayed, underpaid, or denied — whether from a hurricane or an everyday homeowners loss — our team is prepared to stand with you and fight for the full compensation you are owed.
At Courcelle Stansbury Dupuy, LLC, your initial consultation and case evaluation are always free. We are available to review your policy, assess your claim, and discuss your legal options at no cost to you.
What To Do After Property Damage
The steps you take immediately after property damage can significantly affect your claim:
- Document the Damage Immediately: Take clear photographs and video of all visible damage before making temporary repairs.
- Mitigate Further Damage: Take reasonable steps to prevent additional loss, such as tarping a roof or stopping active water intrusion. Keep receipts for emergency repairs. In cases of severe damage or to prevent additional loss, you may need to seek assistance from a mitigation company.
- Report the Claim Promptly: Notify your insurance carrier as soon as possible and obtain a claim number.
- Keep Detailed Records: Maintain copies of all correspondence, estimates, invoices, and communications with the insurance company and adjusters.
- Be Cautious With Recorded Statements and Early Settlement Offers: Insurance companies may request recorded statements or offer quick settlements that do not reflect the full scope of damage.
If you believe your claim is being undervalued, delayed, or wrongfully denied, consulting experienced counsel early can help protect your rights.